1. Use of the Website

• This Website is intended for informational and educational purposes only.
• You may use this Website for personal, non-commercial use in accordance with these Terms.
• You agree not to engage in any activity that disrupts or interferes with the Website’s functionality.

2. Content Disclaimer

• The content provided on this Website is for general informational purposes only and does not constitute professional advice.
• While we strive to keep information accurate and up to date, we make no warranties about the completeness, reliability, or accuracy of any content.

Any reliance you place on information from this Website is at your own risk

3. Affiliate Disclosure

• This Website contains affiliate links, meaning that we may receive a commission if you purchase products or services through links on the Website.
• These commissions help support the operation of this Website at no additional cost to you.
• We only recommend products or services that we believe provide value to our audience, but you should always conduct your own research before making a purchase.

4. Third-Party Links

• The Website may contain links to third-party websites that are not owned or controlled by us.
• We are not responsible for the content, policies, or practices of any third-party sites.
• Your interactions with third-party websites are at your own discretion and risk.

5. Limitation of Liability

• SeniorsAndHobbies.com and its owner(s) are not liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of this Website.
• We are not responsible for any losses or issues arising from third-party products or services referenced on this Website.

6. Copyright & Intellectual Property

• All content, including text, images, graphics, and logos, is the property of SeniorsAndHobbies.com unless otherwise stated.
• Unauthorized use, reproduction, or distribution of our content is prohibited without prior written permission.

7. Changes to These Terms

• We may update these Terms of Use from time to time without notice.
• Your continued use of the Website after any modifications constitutes your acceptance of the revised Terms.